Should I “RightSize” My House? It’s No Longer About Downsizing

Let’s talk about it—the real estate market is shifting, and if you’re planning to buy or sell, you need to know what’s happening. Existing home sales dropped 4.9% in January 2025 , but before you start panicking (or celebrating), let’s break down what this actually means for you as a homebuyer, seller, or investor. Grab your coffee, and let’s get into it! ☕🏡 📉 Home Sales Are Down… But Are They? It’s true—January saw a 4.9% drop in existing home sales compared to December. But year-over-year , sales actually increased by 2.0%, marking the fourth consecutive annual gain in the housing market. So, what does that tell us? ✔️ Buyers are still out there —but they’re waiting for the right moment. ✔️ Sellers are still making deals , just at a different pace. ✔️ Seasonal trends are at play —January is typically slower due to winter conditions and post-holiday fatigue. 💡 Translation : The market isn’t crashing. It’s just adjusting. 🏠 Median Home Prices Keep Rising While sales slowed, home prices continued their steady climb. The median home price hit $396,900 in January , a 4.8% increase from last year. 🔹 What does this mean for buyers? Home values are still appreciating, so waiting too long might not pay off if prices keep rising. 🔹 What does this mean for sellers? If your home is priced right, buyers are willing to pay top dollar. 📦 More Inventory Is Coming… But Is It Enough? Good news: The housing inventory increased by 3.5% , with 1.18 million homes now on the market . But here’s the issue— that’s still only a 3.5-month supply at the current sales pace. A balanced market usually has about a 6-month supply . 💡 Translation : Buyers still face limited choices, which keeps competition relatively high. Sellers still hold leverage, but not as much as during peak bidding wars. 📍 What’s Happening Regionally? Depending on where you’re looking, your real estate experience could be very different. Here’s how January played out across the U.S.: ✔️ Northeast: Down 5.7% from December, but up 4.2% year-over-year. ✔️ Midwest: No major changes month-over-month, but up 5.3% annually. ✔️ South (Hello, Georgia & South Carolina!): Down 6.2% from December, but steady compared to last year. ✔️ West: Down 7.4% from December, but up 1.4% year-over-year. 💡 Translation : While sales took a seasonal dip, demand is still driving growth over the long term—especially in affordable Southern and Midwestern markets . 💰 Mortgage Rates: The Elephant in the Room Mortgage rates have been a huge factor in this market shift. Higher interest rates have made buyers more cautious, slowing down demand—but that doesn’t mean buyers have disappeared . 👉 If rates drop, expect more buyers to jump back in fast —and when that happens, home prices may surge again. 🎯 What Should You Do? Buyer vs. Seller Strategy 🏡 If You’re a Buyer: ✅ Get pre-approved before rates shift again. ✅ Negotiate smartly —sellers are still getting good prices, but they’re more open to deals than before. ✅ Look beyond the headlines —just because sales dipped doesn’t mean you can’t find a great opportunity. 🏡 If You’re a Seller: ✅ Price strategically —homes are still selling, but buyers are more price-conscious. ✅ Make sure your home stands out —with fewer sales happening, a well-staged, well-marketed home can attract serious offers. ✅ Act before interest rates shift —a lower rate environment could bring more competition (good for selling) but could also change pricing dynamics. 📌 The Bottom Line January’s real estate numbers tell us that we’re still in a seller’s market , but buyers are getting more selective. Prices are climbing, inventory is increasing (slowly), and mortgage rates are influencing decision-making across the board. If you’re thinking about buying or selling in Georgia or South Carolina , now’s the time to make a smart move. At Riverwatch Residential & Commercial, we’ll help you navigate the market like a pro. 📲 Thinking about making a move? Let’s chat! Schedule a Call 📖 Want more market insights? Follow Riverwatch Residential & Commercial for expert real estate tips! #RealEstateMarket #HousingTrends #RiverwatchRealEstate #BuyersMarket #SellersMarket 🎥 Want to Watch This Instead? This blog is also a video ! We break it down for you—no boring numbers, just real talk about what’s happening in the market. Stay tuned for the video embed right here ! 🎬

Spring is in the air at Riverwatch, and we are buzzing with excitement! This month, we're focused on fresh starts and new beginnings. Whether you're preparing your home for the spring market, or looking to get your Masters rental in tip-top shape, we've got you covered with expert tips and insights. Stay connected with us through our upcoming Riverwatch events and meet our newest team member who is eager to help you navigate your real estate journey. Plus, don't miss out on our YouTube channel relaunch—subscribe today to catch our weekly series, "Real Talk about the Good, Bad, and Ugly of Buying, Selling, and Investing" in Georgia and South Carolina. It's real estate insight you won't want to miss! Let's make this spring your season of success!

Let’s get real: the real estate world can sometimes feel like the Wild West. With high stakes, big money, and emotions running high, it’s no surprise that ethics don’t always top the list of concerns when you’re picking an agent. But let me tell you something: you absolutely should care if your agent is ethical. Choosing an ethical agent isn’t just a feel-good decision—it’s a smart business move that protects your money, your future, and your sanity. And if you’re buying or selling in the Greater Augusta Metro Area , I’m here to break it all down for you, real-talk style. What Does "Ethical" Even Mean in Real Estate? Let’s start with the basics: an ethical agent is someone who operates with honesty , integrity , and a commitment to doing what’s right for their clients— even when no one’s watching . Here’s what that looks like in real estate: Transparency : They tell you the truth about your home’s value, market conditions, and the offers you receive. No sugar-coating, no shady business. Loyalty : They’re not secretly working both sides of the deal or prioritizing their commission over your goals. Respect : They listen to what you want and need and work tirelessly to make it happen. In short, an ethical agent puts you first—no exceptions, no excuses. Why Should I Care? Still wondering if it really matters? Here’s why working with an ethical agent isn’t just nice—it’s essential. 1. Your Money’s at Stake Buying or selling a home is one of the biggest financial moves you’ll ever make. Do you really want someone cutting corners, giving you bad advice, or pushing you into decisions that benefit them more than you? (Spoiler alert: you don’t.) 2. The Legal Headaches are Real An unethical agent can lead you straight into legal trouble. From improperly disclosed information to outright fraud, the risks are huge. A trustworthy agent keeps you compliant, informed, and safe from costly mistakes. 3. Your Peace of Mind is Priceless Real estate is stressful enough without worrying whether your agent is working against you. An ethical agent gives you confidence that your best interests are their top priority. Red Flags to Watch Out For Not sure if your agent passes the ethics test? Here are some warning signs: They pressure you to accept an offer without explaining why. They’re vague about their fees or commissions. They downplay the importance of inspections, appraisals, or other due diligence steps. They’re too pushy, too sales-y, or just give you that off feeling. Trust your gut. If something doesn’t feel right, it probably isn’t. How Do I Find an Ethical Agent? If you’re in the CSRA —whether it’s Augusta , Evans , Aiken , or North Augusta —you’re in luck, because Riverwatch Residential & Commercial is all about integrity. It’s literally our mission: “ Reinventing Real Estate: Where Integrity Meets Opportunity. ” Here’s what we bring to the table: Clear Communication : You’ll always know what’s happening, when it’s happening, and why. Honest Advice : Even if it’s not what you want to hear, we’ll give you the truth. Full Transparency : From contracts to commissions, there are no surprises—just solid guidance. Join the Riverwatch Community At Riverwatch Residential & Commercial , we’re not just here to sell homes—we’re here to make the process seamless, empowering, and even (dare we say) fun. If you’re thinking about selling, or if you’re a savvy REALTOR® looking to join a boutique brokerage with big heart, check out our JOIN THE TEAM page. Already ready to make a move? Let’s chat! SCHEDULE A CALL today, and we’ll help you navigate every dollar and detail.

Selling your home sounds like a great way to cash in on equity, right? But before you start mentally spending that paycheck on a beach vacation, let’s talk about the not-so-hidden costs of selling your home—because, spoiler alert, it’s not just about planting a “For Sale” sign in the yard and calling it a day. If you’re in the Greater Augusta Metro Area (hello Augusta, Evans, North Augusta , and all our other lovely neighbors), we’re breaking down the costs you need to know. Ready to dive in? Let’s go. 1. Agent Commissions (Now Called Compensation) Agent commissions are typically the largest expense when selling your home. In most cases, the commission rate is around 5-6% of the sale price , split between the seller’s and buyer’s agents. New legislation that came in from the NAR lawsuit in 2023 now allows for Sellers and Buyers to pay each realtor their fees separately, but many sellers are choosing to still pay one commission fee and the Seller's agent splits. So if it is 6% then each agent/broker receives 3%. For more information about Compensation changes in GA, SC and FL BOOK A CALL with no commitment, we aren't afraid to tell you what all this means. Example : If your home sells for $300,000, you’re looking at $15,000 to $18,000 in commissions. Why it’s worth it : A great real estate agent (like those at Riverwatch Residential & Commercial ) does way more than stick your home on a website. We market your home, negotiate like pros, and ensure the transaction goes smoothly—all while keeping your stress levels low. 2. Home Repairs and Improvements Before listing your home, you’ll likely need to address those nagging “I’ll get to it later” repairs. Buyers love a move-in-ready home, and small fixes can make a big impact. What to budget : Repairs can range from a few hundred dollars for cosmetic touch-ups to several thousand if your home needs bigger updates. Pro tip : Focus on curb appeal and high-impact areas like kitchens and bathrooms. Even small investments—like fresh paint or updated hardware—can increase your home’s value. 3. Staging Costs Staging your home can make a significant difference in how quickly it sells—and for how much. A well-staged home helps buyers envision themselves living there, which is key to closing the deal. Average cost : $500 to $2,000, depending on whether you’re staging the whole house or just a few rooms. DIY Option : Declutter, deep clean, and rearrange furniture for a cost-effective staging solution. 4. Closing Costs Yep, sellers have closing costs too. These typically include: Title insurance Escrow fees HOA transfer fees (if applicable) What to expect: Closing costs are typically 1-3% of the home’s sale price . On a $300,000 home, that’s $3,000 to $9,000. 5. Pre-Sale Inspections Some sellers opt for a pre-sale inspection to uncover any potential issues before buyers do. This can be especially helpful in competitive markets like Evans or North Augusta , where buyers are savvy and inspections are thorough. Cost : Around $400 to $600. The upside : It can save you surprises during negotiations and build trust with potential buyers. 6. Utilities and Holding Costs If you’ve already moved out, you’ll still need to cover utilities, lawn care, and other maintenance costs until your home sells. Don’t forget property taxes and mortgage payments, too! What to budget : The longer your home sits on the market, the more these costs add up. Partner with an experienced agent to minimize your time on the market. 7. Marketing Costs (If You DIY) If you choose to go it alone (not recommended, but we’re not judging), you’ll need to budget for professional photography, online listings, and possibly print ads. Average cost : $500 to $1,500. Why hire a pro : At Riverwatch Residential & Commercial , marketing is included in our services. We handle everything from pro photos to social media campaigns—because your home deserves to shine. Bottom Line: How Much Does It Really Cost? When you add it all up, the total cost of selling your home typically falls between 8-10% of the sale price . For a $300,000 home in the Greater Augusta Metro Area , that’s roughly $24,000 to $30,000. But here’s the good news: these costs aren’t wasted. They’re an investment in maximizing your home’s value and ensuring a smooth sale. And with Riverwatch Residential & Commercial by your side, you’ll get expert guidance every step of the way. Join the Riverwatch Community At Riverwatch Residential & Commercial , we’re not just here to sell homes—we’re here to make the process seamless, empowering, and even (dare we say) fun. If you’re thinking about selling, or if you’re a savvy REALTOR® looking to join a boutique brokerage with big heart, check out our JOIN THE TEAM page. Already ready to make a move? Let’s chat! SCHEDULE A CALL today, and we’ll help you navigate every dollar and detail. 

When it comes to real estate, the stakes are high. For most people, buying or selling a home is one of the biggest financial decisions they’ll ever make. That’s why unethical practices in real estate aren’t just shady—they’re downright dangerous. Whether you’re in Augusta , Evans , or Aiken , it’s important to understand what unethical practices look like and how to avoid them. Let’s dig into the dirty details (don’t worry, we’ll keep it fun) so you can navigate the real estate world like a pro. What Are Unethical Practices in Real Estate? Unethical practices can come in many forms, from subtle manipulations to outright fraud. Here are some of the most common: 1. Dual Agency Without Transparency Dual agency happens when one agent represents both the buyer and the seller in a transaction. While it’s legal in some states (including Georgia and South Carolina), it can lead to conflicts of interest if not handled ethically. If your agent isn’t crystal clear about their role in the transaction, that’s a red flag. 2. Misrepresentation This one’s a biggie. Misrepresentation happens when an agent intentionally lies or withholds information to make a sale. Examples include: Saying a home is in “perfect condition” while ignoring major issues. Exaggerating square footage or neighborhood perks. Downplaying zoning restrictions or HOA rules. 3. Pressure Tactics Ever felt like an agent is rushing you into making a decision? That’s unethical. A good agent gives you space to think and make informed choices, not deadlines that make your heart race. 4. Undisclosed Relationships If an agent has a financial or personal connection to the other party in the transaction, they’re required to disclose it. For example, if your agent is related to the buyer or has a stake in the title company, you need to know about it. 5. Failure to Disclose Material Facts Agents are legally and ethically required to disclose “material facts” about a property. That includes things like structural issues, water damage, or the fact that it’s located in a flood zone. If they’re hiding these details, run. How to Avoid Falling Victim to Unethical Practices 1. Choose the Right Agent Start by working with a reputable brokerage like Riverwatch Residential & Commercial , where integrity is baked into everything we do. Ask your agent about their credentials, experience, and how they approach ethical dilemmas. 2. Understand Your Rights Knowledge is power. Familiarize yourself with the Code of Ethics set by the National Association of REALTORS® (NAR). This code outlines the ethical standards that agents must follow, from honesty in advertising to protecting client confidentiality. 3. Ask for Full Transparency A good agent will explain every step of the process in plain English, from their commission structure to the potential risks of a transaction. If something feels unclear, don’t be afraid to ask questions—or walk away. 4. Trust Your Instincts If an agent seems too slick, too pushy, or too eager to gloss over details, listen to your gut. Ethical agents don’t rely on high-pressure tactics—they rely on trust. 5. Do Your Homework Check online reviews, ask for references, and research the agent’s track record. An ethical agent will have plenty of happy clients who are willing to vouch for them. Final Thoughts Unethical practices in real estate aren’t just wrong—they’re avoidable. By working with an experienced, trustworthy agent, you can protect your investment, your time, and your peace of mind. Join the Riverwatch Community At Riverwatch Residential & Commercial , we’re not just here to sell homes—we’re here to make the process seamless, empowering, and even (dare we say) fun. If you’re ready to work with a brokerage that prioritizes integrity, schedule a CALL Riverwatch Residential & Commercial . We’re here to guide you every step of the way. And if you’re a savvy REALTOR® looking to join a boutique brokerage with big heart, check out our JOIN THE TEAM page.

Selling your home sounds like a great way to cash in on equity, right? But before you start mentally spending that paycheck on a beach vacation, let’s talk about the not-so-hidden costs of selling your home—because, spoiler alert, it’s not just about planting a “For Sale” sign in the yard and calling it a day. If you’re in the Greater Augusta Metro Area (hello Augusta , Evans , North Augusta , and all our other lovely neighbors), we’re breaking down the costs you need to know. Ready to dive in? Let’s go. 1. Agent Commissions (The Big One) Agent commissions are typically the largest expense when selling your home. In most cases, the commission rate is around 5-6% of the sale price , split between the seller’s and buyer’s agents. Example : If your home sells for $300,000, you’re looking at $15,000 to $18,000 in commissions Why it’s worth it: A great real estate agent (like those at Riverwatch Residential & Commercial ) does way more than stick your home on a website. We market your home, negotiate like pros, and ensure the transaction goes smoothly—all while keeping your stress levels low. Update on Commissions Post-NAR Settlement: Recent changes stemming from the National Association of Realtors (NAR) settlement have altered how commissions (now called COMPENSATION, by the way), are handled. As of August 2024, sellers are no longer required to offer compensation to buyer's agents when listing a home on Multiple Listing Services (MLS). This means that buyers now negotiate and pay their agent's commission directly. This shift aims to increase transparency and could lead to more flexible commission structures. 2. Home Repairs and Improvements Before listing your home, you’ll likely need to address those nagging “I’ll get to it later” repairs. Buyers love a move-in-ready home, and small fixes can make a big impact. What to budget : Repairs can range from a few hundred dollars for cosmetic touch-ups to several thousand if your home needs bigger updates. Pro tip : Focus on curb appeal and high-impact areas like kitchens and bathrooms. Even small investments—like fresh paint or updated hardware—can increase your home’s value. 3. Staging Costs Staging your home can make a significant difference in how quickly it sells—and for how much. A well-staged home helps buyers envision themselves living there, which is key to closing the deal. Average cost : $500 to $2,000, depending on whether you’re staging the whole house or just a few rooms. DIY Option : Declutter, deep clean, and rearrange furniture for a cost-effective staging solution. 4. Closing Costs Yep, sellers have closing costs too. These typically include: Title insurance Escrow fees/Attorney fees HOA transfer fees (if applicable) What to expect : Closing costs are typically 1-3% of the home’s sale price . On a $300,000 home, that’s $3,000 to $9,000. 5. Pre-Sale Inspections Some sellers opt for a pre-sale inspection to uncover any potential issues before buyers do. This can be especially helpful in competitive markets like Evans or North Augusta , where buyers are savvy and inspections are thorough. Cost : Around $400 to $600. The upside : It can save you surprises during negotiations and build trust with potential buyers. 6. Utilities and Holding Costs If you’ve already moved out, you’ll still need to cover utilities, lawn care, and other maintenance costs until your home sells. Don’t forget property taxes and mortgage payments, too! What to budget : The longer your home sits on the market, the more these costs add up. Partner with an experienced agent to minimize your time on the market. 7. Marketing Costs (If You DIY) If you choose to go it alone (not recommended, but we’re not judging), you’ll need to budget for professional photography, online listings, and possibly print ads. Average cost : $500 to $1,500. Why hire a pro : At Riverwatch Residential & Commercial , marketing is included in our services. We handle everything from pro photos to social media campaigns—because your home deserves to shine. Bottom Line: How Much Does It Really Cost? When you add it all up, the total cost of selling your home typically falls between 8-10% of the sale price . For a $300,000 home in the Greater Augusta Metro Area , that’s roughly $24,000 to $30,000. But here’s the good news: these costs aren’t wasted. They’re an investment in maximizing your home’s value and ensuring a smooth sale. And with Riverwatch Residential & Commercial by your side, you’ll get expert guidance every step of the way. Join the Riverwatch Community At Riverwatch Residential & Commercial , we’re not just here to sell homes—we’re here to make the process seamless, empowering, and even (dare we say) fun. If you’re thinking about selling, or if you’re a savvy REALTOR® looking to join a boutique brokerage with big heart, check out our JOIN THE TEAM page. Already ready to make a move? Let’s chat! SCHEDULE A CALL today, and we’ll help you navigate every dollar and detail.

Nestled in the heart of the Greater Augusta Metro Area, Riverwatch Residential & Commercial is more than just a boutique real estate brokerage—it’s a community-centered partner dedicated to helping individuals, families, and businesses achieve their real estate dreams. Whether you're in bustling Augusta , serene Hephzibah , or picturesque Aiken , Riverwatch brings unmatched expertise and a passion for revitalization to every transaction. A Boutique Real Estate Experience Rooted in Integrity At Riverwatch, we pride ourselves on being different from traditional real estate firms. Our approach is deeply client-centered, offering personalized services that go beyond buying and selling. Here’s how we stand out: 1. Local Expertise Across the CSRA With decades of experience in the Central Savannah River Area (CSRA), Riverwatch specializes in the unique challenges and opportunities within the Georgia and South Carolina real estate markets. From Evans to North Augusta , we understand the nuances of local neighborhoods, school districts, and market trends. 2. Commitment to Historic Restoration We believe that history is worth preserving. Riverwatch has a unique focus on restoring historic properties, breathing new life into iconic homes and buildings in Augusta and beyond. Our team combines expertise in complex transactions with a deep respect for the architectural and cultural legacy of the region. 3. Empowering Women and Minority Entrepreneurs Riverwatch is committed to fostering equity and inclusion in real estate. Whether you're a first-time homebuyer or a minority business owner seeking commercial property, we’re here to empower you with the resources, knowledge, and support to succeed. 4. Comprehensive Real Estate Services From luxury property management in Evans to vacation rental guidance in North Augusta , we provide a full spectrum of services tailored to your unique needs. Riverwatch also supports real estate investors with insights into the growing markets in Aiken, Martinez , and the broader CSRA. Why Choose Riverwatch? Our mission is simple: to transform lives and communities through real estate. When you work with Riverwatch, you’re not just closing a transaction—you’re building a bridge to new opportunities. Here’s why clients choose us: Integrity-Driven Approach : Guided by the principle of "Integrity Meets Opportunity," we prioritize transparency and trust in every interaction. Boutique Service, Big Results : Unlike large corporations, we tailor our services to your individual goals, ensuring that your needs come first. Community-Centered Vision : We believe in giving back. By investing in historic preservation and supporting underserved populations, we contribute to the growth and vitality of the Greater Augusta community. Serving the Greater Augusta Metro Area Riverwatch proudly serves a diverse array of cities and neighborhoods within the Greater Augusta Metro Area, including: Augusta : As the cultural and economic hub of the region, Augusta is a prime market for residential and commercial properties. Hephzibah and Blythe : These charming Richmond County cities offer a blend of rural tranquility and suburban convenience. Evans and Martinez : Known for excellent schools and family-friendly neighborhoods, these Columbia County cities are highly sought after by buyers and investors. Aiken and North Augusta (SC) : South Carolina gems that blend Southern charm with vibrant growth opportunities. Whether you’re looking to buy, sell, invest, or manage property, Riverwatch is here to guide you every step of the way. Join the Riverwatch Community Ready to experience real estate done differently? Partner with Riverwatch Residential & Commercial , and let us help you unlock the potential of your next real estate venture in the Greater Augusta Metro Area. Together, we can build a future that honors the past, empowers the present, and inspires generations to come. If you're passionate about real estate and looking to grow your career, Riverwatch Residential & Commercial is always on the lookout for talented and driven REALTORS® to join our team. As part of the Riverwatch family, you'll have the opportunity to work with a brokerage that values integrity, community impact, and excellence. To learn more about this exciting opportunity, visit the JOIN THE TEAM tab under the "About" section on our website. Already inspired to take the next step? If you're ready to connect, we’d love to hear from you! SCHEDULE A CALL today, and let’s discuss how Riverwatch can help you achieve your professional goals.

I've been holding back a story from you, and today, I feel compelled to share my own nightmare-moving experience. During the early days of the pandemic, my husband received a fantastic job offer... this move wasn't just about a new job opportunity; it was a significant life change.

If you're buying your first home and have served our country, let me first express my immense gratitude for your service. Coming from a military family myself, I understand the sacrifices made by military personnel and their families. It's an honor to assist you in navigating the VA loan process.